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Pet insurance for senior dogs: cost calculator

Enter the numbers from a real quote, then a vet bill you want to plan for. See what you would pay with and without cover.

Your year with this policy

Premiums for 12 months
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Insurer pays on this bill
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You pay on this bill
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Total cost with insurance
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Total cost without insurance
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Before you buy cover for an older dog

  • Most policies exclude conditions your dog already has, so new cover may not pay for existing arthritis or dental disease.
  • Many insurers raise premiums as dogs age, and some stop accepting new policies after a certain age. Ask for the renewal price at ages 10, 12 and 14.
  • Check whether the excess applies per year or per condition, and whether the limit resets each year.

This calculator does general arithmetic on the numbers you enter. It is not financial advice or a quote. Always read the policy wording.